The life insurance application, prepared at home.

About you

The basics every insurer asks first. No social insurance number — that belongs in their application.

The coverage

What you think you need. If you are not sure, run the coverage calculator first and bring the number here.

Health and lifestyle

This is what drives your premium, and it is the part worth doing carefully. Be complete: a non-disclosure found at claim time can void a policy. If something needs a longer explanation, use the notes step.

Beneficiary

Who receives the money. This is the whole point of the policy, so it is worth naming a contingent beneficiary too — and thinking about whether a minor should inherit directly.

Employment and finances

Insurers check that the coverage is proportionate to your circumstances. Approximate figures are fine.

Declarations

Every Canadian insurer asks these. Answering yes is not a problem — it means extra paperwork, which is better done now than at the meeting.

Anything else

Anything from the health step that needed more room, questions for the meeting, or a deadline you are working to.

Your documents

Photo ID plus anything that saves you recalling detail: a medication list, and your workplace benefits booklet if you have one. These are read by your browser and bundled into the package you download. They are never uploaded.

• Government photo ID, both sides
• A list of current medications and dosages
• Your workplace benefits booklet, if you have one
• Details of any existing life insurance policy

Review and download

Check it over. When you download, your browser builds a PDF of your answers, bundles it with your documents into a single ZIP file, and saves it to this device.